Our offer for you

Insurance Options

These are the general conditions that we are offering within our different grade options. To get a more detailed insight on what these numbers can mean for you individually, please check out our Payroll Calculator!

Grade 1

Grade 4

Grade 9

Pension Fund – Risk Insurance (Profond)
Insured Salary
coordinated BVG annual salary
part-time considered
coordinated BVG annual salary
part-time not considered
total annual gross salary
Disability Coverage
Disability Pension
40% of the insured annual salary 40% of the insured annual salary 60% of the insured annual salary
Child’s Pension
8% of the insured annual salary 8% of the insured annual salary 15% of the insured annual salary
Coverage Death
Spouse’s Pension
24% of the insured annual salary 24% of the insured annual salary 40% of the insured annual salary
Orphan’s Pension
8% of the insured annual salary 8% of the insured annual salary 15% of the insured annual salary
Additional lump sum on death
none none 200% of the insured annual salary
Pension Fund – Savings Contribution
Insured Salary
coordinated BVG annual salary
part-time considered
total annual gross salary total annualgross salary
Contribution ages
20 – 24 years
0% employee 0%
employer
0% employee 0%
employer
0%
employer
Contribution ages
25 – 30 years
3.5% employee 3.5% employer 3% employee 3%
employer
6%
employer
Contribution ages
31 – 35 years
3.5% employee 3.5% employer 10% employee 10% employer 20% employer
Contribution ages
35 – 44 years
5% employee 5%
employer
10% employee 10% employer 20% employer
Contribution ages
45 – 54 years
7.5% employee 7.5% employer 10% employee 10% employer 20% employer
Contribution ages
55 – 64/65 years
9% employee 9%
employer
10% employee 10% employer 20% employer
Accident Insurance (Basic via SUVA, UVGZ Additional Insurance and Excess Wage via Zürich Insurance)
Insured Salary
total annual gross salary total annual gross salary total annual gross salary
Waiting Period
3 days, wage paid by the employer 3 days, wage paid by the employer 3 days, wage paid by the employer
Salary Coverage
80% 80% 90%
Hospital Care
standard via SUVA standard private, incl. consequences of previous accidents
Sick Pay Insurance (Zürich Insurance)
Insured Salary
total annual gross salary total annual gross salary total annual gross salary
Waiting Period
2 days per case 2 days per case 2 days per case
Salary Coverage
80% 80% 90%
Insurance Period
720 days 720 days 720 days
Birth Benefit
80% for 14 weeks 80% for 14 week 90% for 16 weeks