Profond: Why Pension Fund Performance Matters
In an era of demographic change and increasing retirement insecurity, one key factor is often overlooked when companies select a payroll provider or personnel service agency: the quality of the occupational pension fund (BVG) behind it.
Pension fund performance has a direct impact on the financial future of your employees. It’s not just about compliance — it’s about added value.
That’s why we are proud to have a strong, long-term partner in Profond, one of Switzerland’s most respected pension funds. Profond was recently awarded for having both the highest interest rate and the highest investment return in a national comparison.
Interest Rates & Investment Returns: What Really Matters
Every year, independent rankings by SonntagsZeitung, Finanz und Wirtschaft, and BILANZ compare Swiss pension funds. Two key indicators stand out:
- Interest rate: How much interest is credited annually to employees’ retirement assets
- Investment return: The actual performance of the fund’s investment strategy
Profond achieved an average interest rate of 3.65% and an investment return of 4.6% over the period from 2020 to 2024 — placing it at the top of the national rankings.
Profond achieved a very good provisional total return of 9.6% in 2024 and pays interest on the retirement assets of its insured members at 8% – well above the BVG minimum interest rate of 1.25%.
Why This Benefits Employers and Employees Alike
- A high-performing pension fund like Profond enables:
- Faster asset growth for employees
- Better protection against inflation
- Significantly higher retirement pensions — without higher contributions
- A financial advantage that makes your company more attractive to current and future talent
Choosing a personnel services partner that works with a strong fund is not just a detail — it is a strategic differentiator.
We Work With Profond
We have a pension partner in Profond because we believe that responsibility to employees doesn’t end at payroll — it continues with how we secure their long-term financial wellbeing.
Profond’s transparent, future-oriented investment strategy, combined with their outstanding results, gives our clients peace of mind:
When you work with us, your employees benefit from one of the best-performing pension funds in Switzerland.
What This Means for Your Business
Whether you’re outsourcing payroll or working with a personnel service provider, the pension fund they use is not a secondary consideration.
It’s a decisive factor in:
- Enhancing your employer brand
- Boosting employee loyalty and satisfaction
- Ensuring long-term value from every franc contributed to pension plans
- With us, you not only get efficient payroll and HR services — you also get access to a premium pension solution through our partner Profond.
Pension fund performance should absolutely influence your choice of payroll partner. With Profond by our side, we offer more than just services — we offer security, stability, and a real retirement advantage for your workforce.
